Little Vegas (1990)

A man and woman strip naked and climb into a pool. We see the man's bare chest and the woman's bare back. Nothing graphic.

A Man and a Woman passionately kiss in a pool. The scene then skips to them having sex (although this is extremely short and a far away view). We then see the Woman lying on the Man's bare chest afterwards. Brief moans and heavy breathing are heard during the kiss, nothing graphic.