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Mary Shelly, the sole support for her invalid brother and sister, is courted by a mysterious stranger who offers to solve her financial problems. Her brother produces a large amount of money, which Mary applies to the mortgage on their home before she realizes it is counterfeit. She bets the remaining cash on a horse race, only to lose it all. Although she is in love with Richard Wayne, the desperate young woman agrees to marry the stranger. Richard reveals himself to be an agent of the U.S. Secret Service and the mystery man to be the leader of the counterfeiters. After bringing his rival to justice, Richard takes Mary as his wife.