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Loretta was born in The Bay Area where she attended Santa Clara University and obtained her BA in Theatre Arts. She received her MFA in Acting from The Theatre School at De Paul University. She now makes Chicago her home. She has been seen on NBC's Chicago Fire and Lipstick Jungle. Her voice is heard on many TV and radio commercials, including State Farm, McDonald's and others. She can also be seen on camera in various commercial spots. Over the last 20 years she has been found on the stages of Chicago's Off Loop Theatre, including Steppenwolf, Northlght Theatre and Chicago Shakespeare Theatre.