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Lance Styles works for banking giant Eros Financial as a student loan debt collections agent. His job entails calling borrowers who are past due on their student loans and attempting to negotiate payments from them. As he is returning to work from his lunch break, he has a series of unpleasant encounters with people who aggravate him, from random people having a dispute in the parking lot outside to harassing coworkers to an obnoxious loan borrower who he calls attempting to collect payment from. He has a meltdown when he can't take anymore.
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